Do you ask yourself what makes up the CVOR? What is the 'Overall Violation Rate' and how do collisions affect it? If you answered yes to any of these questions, this seminar is for you. The CVOR is one of the most important documents in underwriting a commercial auto risk and can be a bit overwhelming to understand. Join us at this session as we navigate our way through reading and understanding the CVOR, using it as an underwriting tool as well as a sales tool.
Accreditation:  3 Hours
ON/BC/MB Accreditation: Technical Hours
SK: All classes other than Life / General
AB: General and Adjusters

With the ever-increasing threat of a data breach, cyber liability insurance needs to be an integral part of your client's daily business. The misconception that Cyber Liability is just for big companies needs to be broken as this coverage can make the difference between staying in business or shutting down after an attack. Cyber liability insurance can protect your business not only from threats such as hackers, lost or stolen laptops, and business interruption but also a long list of other threats that can leave a lasting impact on your business. In this seminar, you will learn what threats companies are facing and how to mitigate that risk. This seminar is for all insurance professionals.
Accreditation:  2 Hours
ON/BC Accreditation: Technical Hours
SK: All classes other than Life / General
AB/MB: General and Adjusters

Did you know different heritage homes have different designations, with many of them only having regulations for the exterior, and others only required to maintain the aesthetic of the architectural style it was built in? That's one of the many things you will learn in this interesting webinar hosted by fan favourite Melanie Needham! Heritage Homes are sometimes a scary concept to new brokers, but they don't need to be! Join us so we can teach you what makes these homes so unique and what questions do we need to ask to ensure we are covering it properly. You will be an expert once you finish this session.
Accreditation:  2 Hours
ON/BC/MB Accreditation: Technical Hours
SK: All classes other than Life / General
AB: General and Adjusters

Description: This interactive session teaches you almost everything you need to know about water! We will learn basic terminology around water, floods and coverage. Once we know the basics we will delve into the policy wording of a homeowners policy, Sewer Back-Up and Overland Water and Flood. Once we are done you will be so comfortable with the peril of water and be able to confidently explain why each coverage is required, what is covered and excluded and how to ensure your client understands the exposure.
Accreditation:  2 Hours
ON/BC/MB Accreditation: Technical Hours
SK: All classes other than Life / General
AB: General and Adjusters

Building Construction 101 is one of the most important programs for all new insurance professionals. In this robust program, we will break down the important topics of construction into individual modules covering all types of building construction including earthquake-resistive and green construction.
Accreditation:  3 Hours
ON/BC/MB Accreditation: Technical Hours
SK: All classes other than Life / General
AB: General and Adjusters

Homes today run the gamut from 250 square foot Tiny Homes to 25,000 square foot Mansions. Somehow insurance professionals need to find the right way to insure them all. Partly due to skyrocketing real estate prices, but also due to concerns for the environment, and a yearning for a simpler life, the tiny homes movement has taken off, and with it, concerns about the proper way to insure tiny structures. While insurance products readily exist to cover heritage and high-value homes, concerns about underinsurance and replacement cost value are extremely common.
Accreditation:  2 Hours
ON/BC/MB Accreditation: Technical Hours
SK: All classes other than Life / General
AB: General and Adjusters